You need an insurance agent. Why? An agent will take the time to learn your personal needs and identify risks. We want to make sure that your insurance actually protects you. Advantage Insurance Agency Network LLC in, Massachusetts is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need.

Whether you need to protect your car and home, want insurance for the possessions of your apartment, or need a general umbrella policy to for peace of mind, our agents will provide you with outstanding service and the policy you need. We pride ourselves on finding affordable Massachusetts personal insurance policies that protect your most important assets. We want to ensure that your insurance policies provide protection for your biggest concerns.

Insurance is important for any MA business; there is no doubt about that. However, is it not the kind of coverage a business owner should rush through purchasing. Buying business insurance is a complicated process and you want to make sure you have an insurance agent who will take the time to ensure that you have all of the policies your business needs to operate smoothly

• Landlord Insurance
• Commercial Auto Insurance
• Liability Insurance for Contractors
• Directors and Officers Insurance
• Errors and Omissions Insurance
• Workers Comp Insurance

Many MA business owners assume that purchasing a Business Owners Policy (BOP) is the only type of insurance they will need, but this is not the case. Although BOPs are useful for most businesses, it is also wise to purchase other business insurance policies to go along with a BOP that meet the specific needs of your business.

Car insurance doesn’t have to be a headache. If you can get past the talking animals and gimmicks and look to an independent insurance agency, you may even find shopping for car insurance EASY. Lucky for you, Advantage Insurance Agency Network LLC has got you covered.

• Bodily Injury Liability
• Medical or Personal Injury
• Property damage Liability
• Collision
• Comprehensive
• Uninsured Motorist Coverage
• Roadside Assistance

The agents at Advantage Insurance Agency Network LLC can create a custom auto insurance policy with coverage options that best suit your lifestyle and needs. It is difficult to afford to own a vehicle without having auto insurance as well. Assuming you have no need for car insurance can be a costly mistake come an accident and/or damages to your vehicle. At the very least one should carry liability coverage on their auto policy; however it pays to have much more.

Homeowners insurance is a policy that provides protection against disasters and other issues that can hurt you financially. In most cases, this type of insurance is in the form of a package policy that covers the following:

• The structure of your home
• Your personal belongings
• Liability protection
• Additional living expenses should you be displaced from your home due to disaster

Typically, you can create a comprehensive policy with your insurance agent that provides adequate coverage in the areas you need it. Home insurance ensures that you and your family will be safe from liability issues and property damage. Included in liability issues, typically, is injury or property damage that you or a member of your household causes to another person. Your home is covered for damaged caused by most disasters. Typically, floods, earthquakes, and normal wear and tear are excluded from home insurance coverage.

Everyone insures their buildings once they’re built and the business has moved in. But what about when the building is being constructed? It’s just as vulnerable at that point, if not more so, than when it’s finished. While under construction, a building is subject to high winds, vandalism, severe weather, and fires. Commercial Builders Insurance can protect against these threats, as well as loss or damage to working materials while they are transported to the work site or held at a temporary location.

The general contractor may be responsible for any losses caused by his own negligence, but the owner is responsible for most other losses. Commercial builders are financially responsible for the projects they undertake. Call us today if you’re interested in protecting a building during its construction.

Owning a business is difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to deal with an unsatisfied customer and a potential lawsuit is through umbrella or excess liability insurance.

Umbrella or excess Liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella or excess liability insurance provides a safety net when your other business coverage has been exhausted.

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection? Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?

Policies can provide coverage for:

• Medical expenses
• Lost income/wages
• Rehabilitation costs
• Death benefits
• And more…

Having workers compensation coverage can save you and your business from costly lawsuits and employee issues. Workers Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company.